TON Earn

TON Earn

After some redesign, the “Wallet Earn” feature is back and updated. Now Wallet Earn is a new program, with no time limit, and with opportunities to earn daily rewards for storing crypto assets in an Earn account.

What are Wallet Earn’s advantages?

  1. Use Wallet for its primary service: store your cryptocurrency and receive rewards without any costs or efforts from your side.
  2. Deposit fast: with Wallet Earn, you can make instant deposits to your Earn account without any fees.
  3. Get higher rewards: compounding allows you to earn new rewards on your previously earned ones.
  4. Withdraw rewards instantly to your Wallet account at any time, without any fees.
  5. Clear interface allows you to manage your Earn account at any time without complex calculations.

You can join by checking the Wallet Earn page in Wallet and tapping on ‘Start Earning’. Deposit any amount starting from 0.1 TON in Wallet Earn and get daily rewards for your deposit.

If you need help topping up your Wallet, check out the instructions here.

Make sure to read the Terms of the program here.

Start date: March 13

Where do rewards for TON Earn come from

Wallet stakes an amount of assets equivalent to what you commit to Wallet Earn on the TON blockchain, helping support its operations. The rewards are generated directly through the blockchain’s staking process and passed down to Wallet, which then distributes them to you as a Wallet Earn participant.

What is staking and is it secure

Staking is one method of earning passive income for crypto assets, based on a Proof-of-Stake (PoS) mechanism. The participants lock their assets (i.e. stake them) to maintain the blockchain’s operating functions, transaction reviews, and the creation of new blocks in the blockchain. In return, they receive extra jettons as rewards.

Unlike in Proof-of-Work (PoW), where miners use computing power to solve complex problems, PoS relies on its participants, who “freeze” their assets for a specified time period. Cryptocurrency staking increases network efficiency, and its users get token rewards. In our case, users will get rewards in Toncoin (TON).


Here are some benefits of participating in Wallet’s TON Earn:

  • Easy to use: store your assets the same way you would store them in a regular wallet, and gain daily bonuses in accordance with the applicable Flexible APY.
  • Minimum threshold: start earning bonuses by topping up your Earn account with as low as 0.1 TON.
  • No fees: withdraw funds from the Earn account without any extra fees.

Important: While providing services for cryptocurrency storage, Wallet does not provide investment advice. Like any other cryptocurrency related operation, staking involves risks. Wallet does not control the TON blockchain and is not responsible for the network performance. Before making an investment, we encourage you to do your own research and due diligence and carefully check TON Earn Terms.

Learn more about the process and mechanisms of staking in the official TON Blockchain whitepaper.

How long will the new Wallet Earn last

Store your crypto assets in the Earn account without any time limits. The staking program does not have an end date. You can open your Earn account and top it up at any time, starting from March 13.

Is participation restricted for certain regions

Yes, there may be certain regions where participation is restricted. In accordance with the User Agreement, Wallet reserves the right to select markets, jurisdictions, and may restrict some services in countries with perceived risks, at its discretion, or as mandated by laws, authorities, or sanctions.

Wallet can thereby define and regulate the list of jurisdictions where Earn programs may be available.

If you do not see the related ‘Wallet Earn’ tab in your Wallet, it is likely that the program is not available in your region.

How can I deposit TON into my Earn account

On the Wallet Earn page, tap ‘Deposit’ and type in the amount in TON that you wish to place in the Earn account. If you don’t have enough TON in your balance, you can top up your Wallet in the following ways:

After being deposited into your Earn account, the funds will appear in the ‘Balance’ section on the Wallet Earn page. Later on in this section, you will be able to view the funds you deposited, rewards not included.

How much can I deposit into my Earn account

There is no maximum deposit limit — you can deposit any amount starting from 0.1 TON and increase your staked deposit periodically to get even higher rewards.

The minimum deposit amount is 0.1 TON.

When will I receive my first rewards

You will start earning rewards the next full day following your deposit successfully reaching your Earn account. For example, if you deposit your TON at 23:00 GMT on March 13, and it successfully is credited to your Earn account, you will accrue rewards starting March 15, 23:00 GMT.

In this case, only March 14 is counted as a full day. March 13 will not be counted in the calculation, since it wasn't a full day of your funds stored in the Earn account (i.e. it was only 1 hour out of the entire day of March 13).

The reward amount for a specific day depends on the minimum balance that you had in your Earn account on the previous calendar day. In the example above, you are not eligible for March 14 rewards, since the minimum balance on March 13 was 0 TON. The reward for March 15 will be calculated based on the minimum balance on March 14.

Rewards are calculated daily on the remaining deposit balance of your Earn account. They can be withdrawn in parts or all at once, upon canceling your participation in the program. The rewards will be credited in TON to your Wallet balance.

A participant can withdraw their rewards every day, or withdraw them all at once later, at their own convenience.

What does APY mean

APY (Annual Percentage Yield) refers to the annual rate of return on your Earn deposit, taking into account compound interest. In simple words, if you deposit TON, APY will help you to understand how many Toncoins (TON) you will receive at the end of the year. The interest you earn will then roll into the next calculation, further increasing your yield over time.

The APY rate is volatile, and its percentage amount may change daily. A certain reward amount is not guaranteed. For the up-to-date APY information, always refer to the TON Earn page.

How are the rewards calculated

Here is the formula to calculate your reward:

Example: you deposited 500 TON to your Earn account.

If the APY rate is 4%, then you will receive the following reward: 

If the APY rate is 8%, then you will receive the following reward:

The APY rate is volatile, and its percentage amount may change daily. A certain reward amount is not guaranteed. For the up-to-date APY information, always refer to the TON Earn page.

How much will I receive if I deposit 1500 TON on April 2? How do you calculate the reward

Reward calculation is based on the minimum deposit balance from the previous calendar day. This means you will start to see rewards accruing one day after your initial deposit.

Let us look at the example above, accounting for 4% APY. The reward for April 3 will be calculated based on a balance of 0 TON, as the minimum balance on April 2 was 0 TON. The reward for April 4 will be calculated based on the minimum balance on April 3, which is 1500 TON. In that case the reward would be around 0,15 TON.

Your rewards will continue to accrue every day after — without needing to add more TON to your Earn account.

The APY rate is volatile, and its percentage amount may change daily. A certain reward amount is not guaranteed. For the up-to-date APY information, always refer to the TON Earn page.

Will rewards be credited to my Wallet

The TON rewards you claim will go directly to your Earn account. Wallet is the only method to withdraw your TON from the Earn account.

Why am I receiving different rewards amounts on different days, despite the same total deposit

The APY rate is volatile, and its percentage amount may change daily, due to market conditions and blockchain performance. If APY rates change, the reward amount may also differ on different days, even if the deposit amount is the same.

Where can I see my accrued rewards

You can see the total rewards accumulated during your entire period of participation in TON Earn in the ‘Total Earned’ section on the Wallet Earn page. Below that you can also see the most recent reward accrual from the previous day.

The full reward history is accessible in your Transaction History on the Earn page.

Do I need to complete verification to participate in TON Earn

You must successfully pass verification to make a deposit in your Earn account. If you haven’t verified your Wallet yet, you can do so on the Wallet Earn page by tapping on ‘Deposit’, and then ‘Continue’.

To participate in TON Earn, it is mandatory to pass verification in Wallet. The required verification level depends on internal security measures and is set on a case-by-case basis, taking into account various criteria.

Once you confirm your participation in TON Earn, Wallet will suggest the verification level you need. Read more about different verification levels.

My verification (KYC) was not successful, will I be able to participate

Successful verification is mandatory for participation, in accordance with the Terms of the program. If you failed to pass KYC, we recommend that you contact our customer support. Our team will take a closer look at your situation and communicate the next steps.

How can I withdraw rewards from my Earn account

You can withdraw your rewards from the Earn balance at any time. To do so, tap ‘Withdraw’ and type in the desired amount for withdrawal. The specified amount of TON will appear in your Wallet balance.

Important: when requesting a withdrawal from your Earn account, you withdraw funds from its joint balance, including both your deposit and all the rewards earned.

I no longer wish to participate in TON Earn

You can close your Earn account and withdraw the whole deposit, along with all the rewards earned, at any time. To do so, tap ‘Withdraw’ and type in the full amount for withdrawal. The TON amount (your deposit plus rewards) will appear in your Wallet balance.

I withdrew funds from TON Earn and closed my Earn account. Can I participate again

Yes, you can deposit and participate in TON Earn again. The APY rate may differ if you return outside the current period.